What Happens If Your Personal Injury Claim Is Denied?

What Happens If Your Personal Injury Claim Is Denied?

When you’ve been injured due to someone else’s negligence, you may file a personal injury claim to recover compensation for your medical bills, lost wages, and other damages. However, it can be devastating when your personal injury claim is denied.

There are several reasons why an insurance company or the court might deny a personal injury claim. For instance, the insurer may argue that you were at fault for the incident or that your injuries aren’t as severe as you claim. They might also contend that the incident didn’t occur in the way you described or that it happened outside of their policyholder’s coverage period.

If your personal injury claim is denied, don’t panic; this doesn’t mean it’s over. The first step is to understand why your claim was rejected. You should receive a denial letter from the insurance company explaining their decision. This letter will provide critical information about what issues need addressing in order to move forward with an appeal.

Next, consider seeking legal advice if you haven’t already done so. An experienced personal injury lawyer can review your case and help determine if there are grounds for an appeal against the decision made by the insurance company or court. They can also guide you through each step of appealing process and ensure all paperwork is filed correctly and within any time limits.

You’ll need to gather evidence supporting your appeal too – this could include additional medical records showing how severe your injuries are or further proof showing who was at fault for the accident.

It’s important not only to assertively challenge an unfair denial but also proactively work towards building a stronger case than before. This often involves gathering more detailed evidence regarding liability and damages incurred due to injuries sustained from accident.

One important point here is not giving up after initial rejection of claims – persistence pays off in many cases where initially denied claims eventually end up getting approved upon re-evaluation or through judicial intervention.

In some cases however if appeals with insurance company fail, the next step might be to take your case to court. This can be a complex and time-consuming process, but it may be necessary if you believe that you have been wrongly denied compensation for your injuries.

In conclusion, having a personal injury claim denied can feel like a significant setback. However, it’s essential to remember that this doesn’t necessarily mean the end of the road for your claim. By understanding why your claim was denied, seeking legal advice, gathering additional evidence and possibly taking your case to court; you may still succeed in obtaining the compensation you deserve. It is crucial not to lose hope or give up on pursuing what is rightfully yours following an accident caused by someone else’s negligence.

Munley Law Personal Injury Attorneys
1170 PA-315, Wilkes-Barre, PA 18702
15703990406